| Buy and sell over the internet with
complete security. Only Global Monetary offers "One person, One number"
encrypted security which fully integrates with existing credit/debit transaction networks.
This service is to be activated in spring of 2000. |

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| Point of sale (POS) transaction support is
to go online in early 2001.This service will be available in millions of stores worldwide.
Once registered, members will be able to effect secure transactions with out the use of a
credit/debit card and they can do so with compete confidence. |
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| The Global Monetary IDchip
TM system has no non-encrypted "number"
associated with it. Therefore it is immune to the phenomenon of credit card number
theft that plagues existing card systems. |
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